Lock Desk Analyst - Saxton Mortgage, LLC

Job Description

The Lock Desk Analyst is responsible for managing and maintaining daily rate locks, monitoring market conditions, and ensuring compliance with investor guidelines and internal pricing strategies. This position is a key liaison between loan officers, processors, and secondary marketing.

Experience

1–3 years of experience in mortgage industry, preferably in a lock desk, pricing, or secondary marketing role
Working knowledge of mortgage pricing, rate sheets, and investor guidelines
Strong attention to detail and high level of accuracy
Excellent communication and customer service skills
Proficient in Microsoft Excel and LOS systems (e.g., Meridianlink Mortgage, Encompass, Optimal Blue, or similar)
Ability to work independently and meet deadlines in a fast-paced environment

Knowledge of secondary market concepts and pipeline hedging

Responsibilities

Process and confirm rate lock requests, changes, and extensions accurately and timely
Monitor daily pricing and assist with distributing rate sheets to internal teams
Ensure compliance with investor guidelines and internal lock policies
Provide support to loan originators regarding pricing scenarios and lock policies
Track lock expirations and assist with pipeline management reporting
Coordinate with secondary marketing and capital markets teams to resolve pricing/lock issues
Maintain detailed and accurate records of lock activity
Respond promptly to lock desk inquiries via email and phone

Lock Desk Analyst at Saxton Mortgage, LLC

Job Description

Experience

Responsibilities

This is a Full Time position

Kevin Tran

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